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For decades, many of us have been sold a very specific version of retirement. We are culturally conditioned to believe that at a certain age, we should step away from our careers, retreat from the world, and live out a permanent, quiet holiday. But as medical treatment improves and lifestyles become more intentional, this traditional model is starting to feel less and less relevant. A pioneer of lifestyle financial planning, Mitch Anthony, has spent years redefining how we ap

When there are bills to pay, and income feels like it’s not quite enough to cover the monthly expenses, it’s easy to hold back on generosity. Sometimes, we might even treat generosity as a financial finish line. We tell ourselves that once we hit a certain net worth, or once we finally retire, then we will start giving back. We want to ensure our own bucket is completely full before we are in a position to share. It is a perfectly logical way to think. But it carries a hidden

Did you know that, according to cognitive scientists, the average person processes over 6,000 distinct thoughts every single day. That’s around six to ten thoughts per minute. It is an overwhelming amount of mental data flowing through our minds from the moment we wake up. But have you ever paused to ask what is actually driving all of those thoughts? When it comes to our money, we like to believe that our thought process is purely logical. We assume that when we review our p

There is a common belief that when it comes to our wealth, we should never put all our eggs in one basket. It’s easy to extend this logic to our financial advice. We often assume that having multiple advisers is the safest approach. We might have one for our retirement fund, one for our stock portfolio, and perhaps another for our tax structuring. It feels like we are diversifying our risk and getting a healthy mix of second opinions. But in practice, this fragmented approach

When we think about working with a financial planner, we often assume the value lies entirely in the numbers or the brokering of a financial product or contract. We naturally expect them to pick the right investments, optimise our tax, and help us generate a better yield. Those technical elements are certainly important. But true lifestyle financial planning goes far beyond the spreadsheet. The real value is rarely found in simply trying to beat the market. It is found in the

It is perhaps the ultimate grudge purchase. Every single month, we watch the premium leave our bank accounts. We pay to insure our cars, our homes, and our household contents, often wondering if it is simply money down the drain. Because if we have a quiet year with no claims, it can easily feel like a wasted expense. But if we look at it through the lens of our overall financial wellbeing, it might be helpful to fundamentally reframe why we actually buy short-term insurance.

Am I going to be okay? This is one of the most commonly asked questions. Research in financial therapy shows that we don't buy products; we buy peace of mind. Underneath every question about fee structures or historical returns, we are actually asking a much simpler, deeply human question: 'Am I going to be okay?' It is the quiet worry that can so often keep us awake at night. We wonder if we have saved enough, if the market will hold, or if an unexpected life event will sudd

We invent tools to make our lives easier, more efficient, and more comfortable. But there is a strange phenomenon that happens when we aren't paying attention. Sometimes, the tool quietly becomes the master. Money is perhaps the greatest example of this. At its core, wealth is simply a utility. It is meant to be a tool that we use to build a flourishing, meaningful life. But without strict boundaries, it is incredibly easy to let the pursuit of that wealth completely run our

There is a powerful reminder that often surfaces when life feels overwhelming: You have survived your worst days, and you are stronger than you think. A.A. Milne put it like this: "You are braver than you believe, stronger than you seem, and smarter than you think." When we apply this simple truth to our financial lives, it takes on a profound meaning. It is incredibly easy to feel financially fragile. Our brains are literally wired for survival, which means they are also wir

We have been culturally conditioned to view retirement as a hard finish line. For most of our lives, the narrative suggests that the moment we reach our late fifties or sixties, we are supposed to quietly wind down. We are taught to view this era as a long, uninterrupted retreat from the world. But what if we have it completely backward? Thanks to modern medicine and a focus on our healthspan, many of us are entering our later years with incredible physical and cognitive vita