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We spend most of our time having conversations with people who are 40+ about saving for retirement. However, the language and...

In a recent podcast on the Allan Gray Podcast with Dan Brocklemank, head of Orbis UK, he reflected on how humans are NOT designed to be...

So many things have changed in the last four decades, and yet so much has stayed the same. Financial planning has become an entire...

As 22seven recently published on medium.com, “Always think twice before you buy something on credit or take out a loan.” Here’s the thing...

A balloon payment (also called a residual value) is quite simply an amount of money that is still due after you’ve finished paying your...

Typically, inflation and interest rates are in an “inverse” relationship: When rates are low, inflation tends to rise. And when rates are...

At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the...

Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills...

No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions,...

We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area....

When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance...

Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful...