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The hidden costs of credit
As 22seven recently published on medium.com, “Always think twice before you buy something on credit or take out a loan.” Here’s the thing...
Oct 17, 20222 min read


Pop that balloon… or let it go
A balloon payment (also called a residual value) is quite simply an amount of money that is still due after you’ve finished paying your...
Oct 10, 20222 min read


Inflation & Interest Rates
Typically, inflation and interest rates are in an “inverse” relationship: When rates are low, inflation tends to rise. And when rates are...
Sep 19, 20222 min read


Rewriting retirement rules of thumb
At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the...
Sep 12, 20222 min read


Ready and Willing
Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills...
Sep 5, 20222 min read


Cruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions,...
Aug 22, 20222 min read


From bags to riches
We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area....
Aug 15, 20222 min read


Want to avoid a lapsed policy?
When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance...
Aug 8, 20222 min read


What’s happening in the markets?… is not always the best question
Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful...
Jul 25, 20222 min read


When the markets have you second-guessing
“Genuine travellers travel not to overcome distance but to discover distance.” James P Carse Investing money is always a paradox: it’s...
Jul 18, 20222 min read


Car insurance and your financial portfolio
When the effects of inflation are being felt more than ever, and global economies are stuck in a state of recovery, it’s common for us to...
Jul 11, 20222 min read


We can only change what we can observe
One of the frustrations that we often experience is the feeling of being stuck. We repeat the same patterns, day in and day out, forming...
Jun 27, 20222 min read
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